| As an insurance professional, I would like to see the Insurance Commissioner in IL stand up and take the prosecuting attorney to task. Encouraging the scumbag to pay the deductible and have the offended party turn it into his insurance company is tantamount to insurance fraud. And now that this story has broken, his insurance shouldn't pay it without a fight (they can read too, ya know). It's criminal damage to property, fair and square. The insurance company might/could pay it and then use their own legal department to collect from the responsible party. That's always an option. But when that dog bites, it shakes it's prey pretty hard.
And then....are you willing to pay the rates that will certainly increase when more of this activity is practiced? Or would you rather sit on your butt and complain? Or are you one of my favorite kinds of people that believes insurance is a savings plan - you've paid premiums, now you want to collect? I just can't wait for you to file a fraudulent claim. I can't wait.
Oh - and it's NOT small potatoes. But if you insist, you can send me a check for those small potatoes and I'll keep my mouth shut.
__________________ When the goin' gets tough, the tough go shopping!  |