[Tee]

My house is paid off this year; 6 yrs on a 15 yr note. How? By scraping and squeezing every nickel. By living within my means and putting off a new car for awhile. By NOT buying that new TV, new bed or furniture, new clothes, new riding mower and all that other stuff I think I need. By keeping my credit clean and paying lower interest rates. By saving for items that I need and not getting it on credit. By plopping tax refunds and other big checks down on loans instead of buying something I think I need. By working side jobs and plopping that down on debt. I have a very average salary, and after six years, no debt. I have worked very hard at this goal.

I see people all the time driving better cars, having boats, RV's and jet-skis and living high on the hog, yet they cannot pay their mortgage.

After giving up all those frills, why should I pay for those idiots that aren't as frugal as me?