[Detector]

No I don't necessarily think it's wrong. See a need, fill a need - Robots

What I don't agree with is paying more because you have less.

While I agree people can do without a television, and people can do without a car, is it ethical to expect people with poor financial standing to pay more for the same luxury? I know I know, you worked hard and saved long to be able to pay cash for that new big screen, but not everyone shares the ability to go without that extra meal so they can save up for a big screen. For those people it's off to ColorTyme and high interest rates because they don't have money.

As someone that has "been there, done that and got the scars" I can say digging your way out of the cellar is a lot harder because of these businesses that feel because you have less, you should pay more.

I also know excuses are a dime a dozen when it comes to "why I suk at saving money" and "I've had a lot of bad situations" but the fact is shit happens, and sometimes you have no control over it. So should you be expected to pay more?

I'm all for a limit as to what you can buy based on your worth, and thats pretty much the way it is, but to be charged more for the same item based on how much you make just doesn't seem right.

Example: Person #1 goes out to purchase a 2005 Buick with credit rating in the 700's. Not necessarily because they earned it but because they could have just been born into money.

person #2 goes out to buy the same 2005 Buick with a credit rating in the 600's and they get raped by interest rates.

I'm not saying there shouldn't be rewards for thrifty money management, and no punishment for living beyond your means. What I'm saying is the system is designed to keep the rich rich, and the poor poor. Poverty is high not just from people living beyond their means.

In most cases that poor person could well afford that 2005 Buick if they only had to pay the same interest rates as the anyone else.

I've worked hard, and gotten lucky, to get to a place where I don't live from pay check to pay check. With only 10 years to retirement down the road I've got a lot to make up, and I'm managing to put a few thousand a year away, but not everyone will be a lucky as I have been.

It's not about asking for a handout, it's about not being kicked when you're down.