[TexKan]

Exactly!! That's how the folks got "hoodwinked" in the houseing disaster. They wouldn't sell them houses at a fixed rate - they put them in houses they "should" have been able to afford - then balooned the rate so thier notes doubled and tripled in few months. It's a shame and it was a sham................ I think the folks that got ripped are the home buyers. Lets burn them at the stake for wanting a little piece of the American dream. I forgot that it's getting to the point where you are only allowed to dream......... if your salary is high enough. It's a damn shame. I'm lucky - I'm older and my kids plan for thier future but it's so easy to take advantage of those that still dream and will never have the finances to do so. It's just so easy to lead them down a road where in the end they will have less than they already do - just cause they dared to dream. If they didn't qualify they should have left them alone so they could at least pay the rent. As it is now - they are the new homeless. The cylce continues and the bankers just got richer off the poor.