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They rely on mortgage "professionals" to help guide them into achieving thier dream of home ownership.
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I guess my problem is my old fashion thinking. I'm having a hard time letting go of the, seemingly obsolete, concept that people should do the right thing. My mistake was going to the dealer/bank thinking they would look out after my best interests.
I know, very naive, but I'm having a tough time adapting to this you can't trust anyone world we live in. And an even tougher time understanding how it has become the excepted thought of "good business practice" by people.