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Old 04-03-2008, 06:57 AM
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Mortgage bill advances in Senate

WASHINGTON, April 3 (UPI) -- Senate Democrats and Republicans struck an agreement on a bill that would offer aid to people and cities hit hard by the housing slump and mortgage crisis.

The multibillion-dollar compromise could be approved by the Senate as early as Thursday, The Washington Post reported.

The bill would allow a standard property tax deduction of $1,000 for couples and $500 for individuals for tax filers who don't itemize. It also would provide $10 billion in tax-exempt bonds for local housing agencies to refinance subprime loans and offer mortgages for first-time home buyers; $4 billion in grants for local governments to buy foreclosed properties and $100 million for counseling programs for at-risk homeowners.
It would give a $7,000 tax credit to purchasers of foreclosed homes and would permit hard-hit home builders to charge off losses this year and next against taxes paid for the four previous years, up from two. Officials said the proposals would cost taxpayers $15 billion to $20 billion, the Post said.
"We helped Wall Street. We're all glad that Bear Stearns was taken care of," Senate Majority Leader Harry Reid, D-Nev., said Wednesday. "But now it's our opportunity to take care of people on Main Street."


Mortgage bill advances in Senate - UPI.com
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