Ok ...so the funeral director brought me the paperwork this morning...Small town they will come to you....LOL It was funny tho, he came in all serious and before he left he was LHAO.
Decision on the death benefit is to go to the kids because my choice of disposal of my remains is cremation.... Sort of a Jewish thing to do don't you think?
It is very affordable and will leave a bit of cash for the kids to use for whatever. I wouldn't mind for them to have a wake...