As if getting old isn't bad enough. You start getting reminders that your gonna die. Got one from KPERS yesterday reminding me that I have a $4000.00 lump sum death benefit. That is good news.
They advise you that your choices are ....benefit goes to your beneficiary, who will have to pay taxes on it. Or you assign it to a funeral home and they pay the taxes on it.
You have to start planning for your demise, because you don't want your loved ones to have that stressful...