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  #21 (permalink)  
Old 09-17-2007, 07:00 PM
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Originally Posted by Army_of_One View Post
Yes but I couldn't sleep at night f**king over people like that...
That might vary depending on the bumper stickers on their car.
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  #22 (permalink)  
Old 09-17-2007, 09:01 PM
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Originally Posted by Tee View Post
I have just never understood that thinking. How is it easier to pay later than to save and pay when you have all the money? I would think it's easier to pay 400.00 for a couch than to pay 4000.00 for it in weekly payments over 15 years.

It's called fiscal responsibility and living within your means.
15 years might be a little extreme. RAC will do up to 3 years I think. Not sure of colortyme, but we will only do up to 2 years. We also don't have any couches that you would pay 4000 for. But, when you need something, like a stove or fridge, but don't have 800 bucks just laying around, 100 a month for 12 months is doable. But, put that on a credit card, paying the minimum's, as many do, you're talking 25 a month for the next 8 years or so. I agree that other things can wait, like a bigger tv, or a newer couch. I always prefer to save up and buy outright. It is the smart thing to do. But, many people want it now, and can afford, or at least think they can afford, 100 or so a month. And with most things being on 12 month agreements, and some higher end ones on 24 months, people know how long they will be paying for it. In order to save up, could take 3,4,5, or more years, depending on how bad someone is at saving money. Or if they put it on a credit card, yeah, it could run on for 15 years, and with interest piling up, you might pay 2 grand for a 500 dollar couch.

In the end, it's all money. We want it, they don't have it, so they make monthly payments to get it. And they do it voluntarily, so to each his own.
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  #23 (permalink)  
Old 09-18-2007, 10:08 AM
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Quote:
Originally Posted by Army_of_One View Post
but sometimes you have to pass regulations and laws to protect people from themselves and their own stupidity. .

I like that!!! No other reason for this post besides the fact that I really liked that part .. it made me giggle quite a bit!! so thanks army
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  #24 (permalink)  
Old 09-18-2007, 10:43 AM
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It makes me laugh too but unfortunately it's true. Think about it..>WHY does there have to be a law that says you have to put your baby in a car seat and strap him/her in safely. I can't imagine riding around Dodge or on these dangerous highways with my child NOT strapped in...but we need that law for parents that are stupid and don't care about their children.
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  #25 (permalink)  
Old 09-18-2007, 06:26 PM
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Yep - I have the same opinion of these places. When I couldn't afford more than $100 or $150 a month for a living room set, I simply went to garage sales and auctions till I found one for $100 or $150. They're all around! You don't have to have new. But on the other side of the coin, if somebody is going to be in town for only a month or two and nobody wants to pay moving expenses, it makes perfect sense to rent furniture for a couple of months - just give it back when you're finished!
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  #26 (permalink)  
Old 09-19-2007, 09:47 AM
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Quote:
Originally Posted by K C Muffin View Post
Yep - But on the other side of the coin, if somebody is going to be in town for only a month or two and nobody wants to pay moving expenses, it makes perfect sense to rent furniture for a couple of months - just give it back when you're finished!
Or when waiting for your household goods being shipped from overseas.
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