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| The store can sue the employee for having the forbidden fire arm, but the employer is still liable for it being on the premises, no matter how it got there. The usual right of action against an employee is to dismiss them - filing a suit really gains nothing and costs a whole lot. If a criminal thought there was an outside chance there was a gun in the store, don't you think they'd think twice before trying to rob it again? I call it insurance, just to keep 'em thinkin'.
__________________ When the goin' gets tough, the tough go shopping! |
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__________________ I refuse to answer that question.....because I do not know the answer. |
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| I have to go with KC on this one. From the Wright-Rossi survey; Quote:
__________________ ΜOΛΩΝ ΛΑΒΕ Three groups spend other people's money: children, thieves, and politicians. All three need supervision. —DICK ARMEY Click here to view Democrat’s comments on Iraq and WMD’s |
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| I wont argue that criminals are not concerned about being shot........ but notice who was surveyed. Quote:
They were more worried about getting shot, but did that stop them? It may stop a few, no, it will stop a few, but having worked with criminals, I am sorry to say it will not stop that many.
__________________ I refuse to answer that question.....because I do not know the answer. |
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__________________ ΜOΛΩΝ ΛΑΒΕ Three groups spend other people's money: children, thieves, and politicians. All three need supervision. —DICK ARMEY Click here to view Democrat’s comments on Iraq and WMD’s |
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| Well one sign I think WOULD make criminals think twice would be one that read. CAUTION: Our employees may be armed!
__________________ The real treasure is in the hunt... |
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| Yeah...but you'd wanna remove that little sign before the insurance inspector came around......we don't cotton to those kinda things very well..... Two reasons: If you feel like you need a gun for protection, you're in an area where we really don't want to insure you for theft. The other is if a gun is on the premises, there stands a good chance that the criminal will encounter someone completely untrained who will either hurt themselves (workers compensation) or another customer (general liability). Insureds are always pretty proud of their decision to own/carry a gun on their premises. I've not read any reports where a gun was there that the insured didn't offer that information up freely before being asked. Just kinda odd. Sign of the times. Sometimes I wish I didn't know.....
__________________ When the goin' gets tough, the tough go shopping! |
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| My take is that insurers are always looking for ways to cut liabilities or raise rates. The short view is an OMG reaction and the long view that if overall crime is suppressed that ultimately all claims would decline. Too many businesses only look at the short term results and aren’t willing to risk the long term.
__________________ ΜOΛΩΝ ΛΑΒΕ Three groups spend other people's money: children, thieves, and politicians. All three need supervision. —DICK ARMEY Click here to view Democrat’s comments on Iraq and WMD’s |
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| Oh, God! What just happened to my retort that was so well thought-out? I think I'm losing what little was left of my mind..... Insurers are really all about helping insurance consumers protect themselves from loss and to pay those losses when they're covered. 'Course, some of them need help to understand the loss was covered..... It's one of those "Don't hate me because I'm beautiful" things. "We" don't do things like raise rates just because we need new shoes or a new Jag.....we have to submit rates to the states (whichever we write in) to have them approved before we can use them. Then they're often outdated before we even get the chance to use them. It could be worse. Ya'all are still in what's considered to be a sleepy little burg. But nobody wants to write crime on a convenience store. Nobody. And you won't find anybody willing to write anything else, either, if a gun is found under the counter by an inspector. Because too many consumers don't educate themselves about insurance, too many insurers take advantage. That's giving all of us a black eye. Some of us are honest injuns!!!!
__________________ When the goin' gets tough, the tough go shopping! |
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