4 shot at Ohio highschool

[Highwayman]

Let’s look back a little;

Originally Posted by K C Muffin

..Two reasons: If you feel like you need a gun for protection, you're in an area where we really don't want to insure you for theft. The other is if a gun is on the premises, there stands a good chance that the criminal will encounter someone completely untrained who will either hurt themselves (workers compensation) or another customer (general liability)......

So an insurer looks at a gun at a business premise as a negative factor. Untrained people, self injury, shooting innocent bystanders, etc. The worst possible scenario.

I’ll bet that you could look up how many robberies occur at places that don’t allow folks to be armed like convenience stores as opposed to places where the store owner is armed like a small, private gun shop during business hours. You could probably calculate the numbers and find percentages and my guess is you’ll find that robbing a gun shop during working hours is far less likely than a convenience store.

[K C Muffin]

You might be surprised. There just aren't many robberies during daylight hours. How many gun shops do you know that are open after dark?

I dunno. That's just my take on it from my background - from the other side of the fence. I'm not saying I don't personally agree with the reasoning to keep a firearm within arm's reach, just professionally, I can't condone it. And those are the reasons I would use to reject the store as an insured.